Enabling a Large Financial Services Firm to Deliver a Branded Technology Firm’s Vision for an Innovative Credit Card Experience
A large financial services firm, acting as the issuing bank, partnered with a branded technology firm to launch a greenfield co-branded credit program that would redefine the user experience. The goal was to deliver a product that was smooth, transparent and met the branded technology firm’s excellence in innovation.
Customer Overview
A large financial services firm, acting as the issuing bank, partnered with a branded technology firm to launch a greenfield co-branded credit program that would redefine the user experience. The goal was to deliver a product that was smooth, transparent and met the branded technology firm’s excellence in innovation.
The Challenges
To support the branded technology firm’s vision, the large financial services firm needed a technology partner that could:
- Launch a fully customized co-branded credit card at a high scale and speed
- Adapt to evolving product needs with agility
- Align with the branded technology firm’s technology-first, user-centric philosophy
- Deliver precision and best-in-class user experience for millions of users
The Solution
The large financial services firm chose CoreCard!
CoreCard stood out for its ability to meet unique demands such as:
- Speed to market: CoreCard was able to launch a fully customized/integrated solution in just a few months, which is less than half the time legacy processors typically require.
- Agility & Flexibility: CoreCard demonstrated the ability to meet the client’s demanding product requirements, essentially offering solutions that are easy to modify, test, and deploy swiftly.
- Modern Technology Stack: CoreCard’s cutting-edge tech stacks mirrored the client’s commitment to using technology as a driver of superior customer outcomes.
- Deep Industry Expertise: With over 25 years of experience, our team brought deep domain knowledge and proven expertise. The CoreCard ecosystem is designed for flexibility, which supports the combination of functions including originations, collections, payments, card fulfillment, disputes, delinquency management, and more.
Key Strengths Include
- Modular Functionality
- Robust Reporting
- Precise Settlement
The Solution
- Timeless Dispute Capability: Empower users to initiate disputes on any transaction, regardless of transaction age.
- Real-Time Reward Delivery: Rewards are instantly credited to the branded technology firm’s digital wallet upon authorization, delivering immediate value to users.
- Ultra-Flexible Payment Cutoff: Payments made right before the billing cycle closes are still accepted, allowing customers more time and peace of mind.
- High Scalability with Centralized Control: Supports 16M+ accounts with a centralized, unified statement date for streamlined processing.
Results & Impact
CoreCard’s agile and scalable platform enabled the large financial services firm and the branded technology firm to deliver a credit card experience that was not only fast to market but also rich in features and aligned with the branded technology firm’s brand values.
16M+
Active Revolving Credit Cards
14.6M+
Cardholders as of May 2026