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Consumer Credit

A Complete Credit Platform for Modern Issuers

Launch and scale innovative credit programs with CoreCard’s configurable platform. Supporting revolving credit cards, secured and unsecured loans, and credit-builder products, CoreCard combines instant issuance, intelligent controls, and flexible repayment options to help issuers, banks, and co-branded partners deliver modern consumer credit experiences.

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Benefits

Everything You Need to Launch Modern Credit

A complete set of tools for issuance, risk management, customer engagement, and operational automation.

CoreCard offers a comprehensive, digital-first issuance set up that supports fast launches and flexible product design

  • Digital-first issuance
  • Family & Secondary Cards
  • Configurable Program Rules
  • Ready Integrations with Reward Systems

Embedded tools to manage credit risk proactively

  • Real-time card controls and spend rules
  • Smart past‑due authorization logic
  • Automated delinquency workflows
  • Refinancing and rescheduling options

Digital-first credit experiences from onboarding to repayment

  • Instant virtual card provisioning
  • Full wallet tokenization support
  • Real time alerts and user-managed controls
  • Frictionless secured-to-unsecured transitions

Streamlined processes across the credit lifecycle

  • Automated billing, statements, and collections
  • Multiple repayment and auto pay options
  • Configurable rules engine for workflows
  • Scalable, low latency transaction processing
Use Cases

Built for Every Credit Program

CoreCard's consumer credit platform serves banks, fintechs, and digital lenders launching or modernizing credit programs — from revolving credit to credit-builder products.

Revolving Credit

Revolving Credit

Launch flexible revolving credit programs with configurable limits, billing cycles, and interest models.

Secured Lending

Secured Lending

Offer secured credit products with seamless transitions to unsecured lines as customers build trust.

Credit-Builder

Credit-Builder

Design credit-builder products that help customers establish and improve credit history responsibly.

Unsecured Loans

Unsecured Loans

Deploy unsecured installment loans with flexible terms, automated servicing, and real-time visibility.

Get Innovative Credit Card Experiences for Your Customers with Corecard

Talk to our experts and see how CoreCard can help you scale with confidence.

Get Innovative Credit Card Experiences for Your Customers with Corecard
Unified rails for issuing and payments
Unified rails for issuing and payments
Real-time authorizations across channels
Real-time authorizations across channels
Faster onboarding, settlement, and reconciliation
Faster onboarding, settlement, and reconciliation
Scalable architecture for digital transformation
Scalable architecture for digital transformation